Auto loan and debt ratio

We often hear about this famous debt ratio of 33% not to be exceeded when applying for a car loan. But you must know that this rate is not immutable! Each file is studied on a case-by-case basis, and some people may be granted a much higher debt ratio, or, conversely, a rate of only…

Read More

Tips for Saving Your Food Budget

One of the biggest items in the monthly budget is the cost of food. If you are not the type who usually keeps track of what it is used on food every single month, it might be a good idea to get an overview. This allows you to either have more money available each month…

Read More

Auto assigned credit

The car loan offered by banks and lending institutions is a very common type of credit among many others. In the financial sector, there are two types of credit: the so-called “non-affected” and the so-called “allocated credits”. Auto loan is part of this second category. But what does that mean exactly? And why do we…

Read More